Why Cover-more?

With a team of experienced doctors, nurses and case managers, no matter the emergency, we’re available to help 24/7. Our experienced medical assistance team will help find the best options for you, whether this is helping you locate the nearest medical facility, connecting you to virtual care or even evacuating you to a suitable facility for specialised treatment. We have created our own GlobalCare Network of providers of many types, to ensure that when required we use those who are appropriately skilled and have had their credentials verified. This network is ever growing and is maintained so that the information is current.

Cover-More has more than 30 years’ experience in travel insurance and covers over 3.8 million journeys every year. We’d love to cover yours...
- Cover for your accompanying kids
- Annual multi-trip policy for frequent travellers
- 21 day money back guarantee
- Hospital bills paid direct (on approved claims)
- Emergency assistance 24 hours, 7 days a week
- Submit claims online: claims.covermore.com.au


Cover for existing medical conditions
Travel insurance policies have a definition of existing medical conditions that might not be what you think. Existing medical conditions that occurred years ago, that you take medication for and feel in good health may still be excluded under the policy. Please read the PDS for our definition of an existing medical condition and for further information on this. The good news is though that some conditions are automatically included in the cover (subject to meeting criteria we list) or you can declare your conditions to your consultant or us and, if we approve them, you can pay an addition premium to cover them on your policy. You should add this cover when you buy your policy and before you travel.

Please click here to view Comprehensive Care To Protect Your Holiday
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Choose the cover that’s right for you
1. CHOOSE YOUR OWN EXCESS
Choose zero excess through to $100 and $250 on international plans. A lower excess means reduced out-of-pocket expenses if you need to make a claim. 
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2. CHOOSE YOUR CANCELLATION COVER
Firstly choose the amount you need to protect the cost of your trip. The amount you choose applies per policy. Limits and conditions for COVID-19 cover apply. See the PDS for details.

3. CHOOSE OPTIONAL EXTRAS THAT WORK FOR YOU
Our optional extras let you explore the world in your unique way. If you are planning on riding a motorcycle or moped, doing snow sports or adventure activities, the cover is available for an additional premium.
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4. COVER FOR CRUISING
For multi-night cruising, you need to add and pay for Cruise Cover to access any benefit under the policy.

5. KNOW WHAT’S COVERED…
Ensure you know what’s covered and what’s not. Please read the PDS carefully before booking your trip and buying your policy.
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With Cover-More you're in expert hands
Here to help, round the clock. We’ve helped 18 million travellers in over 200 countries. No one knows travel and travel insurance like Cover-More. That’s why we continue to protect holidays around the globe. Giving consultants the confidence to recommend us, and travellers the peace of mind to explore the world their way.